Privacy Policy

Koffie Insurance, Inc. (“Koffie,”” “we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how your personal information is collected, used and disclosed by Koffie. This Privacy Policy applies to our websites, including and any other website that links to this Policy (our “Sites”). By accessing or using our Sites, you signify that you have read, understood and agree to our collection, storage, use and disclosure of your personal information as described in this Privacy Policy.

1. Information We Collect

We collect your personal information in a variety of ways. For example:

A. Information you provide to us directly. We may collect personal information, such as your name, phone number, and e-mail address when you sign up for our mailing list, or otherwise communicate with us. We may also collect any communications between you and Koffie and any other information you provide to Koffie.

B. Employment Information. When you apply for a job with us, we may receive information such as your email, current and past employer, job titles, and any other Personal Information you include in documents such as your resume.

C. Location Information. We collect information about your location with varying degrees of accuracy through GPS/GNSS, WiFi, wireless network triangulation or other methods in order to obtain your location for the purposes of providing our services. We may also approximate your location by your IP Address.

D. Information we receive from third parties. From time to time, we may receive information about you from third parties and other users, including information about you from our partners including, but not limited to distribution partners, investors, customers, data services, and marketing firms. We may combine this information with other information we collect from or about you. In these cases, our Privacy Policy governs the handling of the combined information. We may also collect information about you that is publicly available.

Information Collected through Tracking Technologies

To provide a personalized and high-quality experience for our users, we, and our third party partners, may use various technologies that automatically record certain technical information from your browser or device when you visit our website, read our emails, use our Sites or otherwise engage with us. This information is typically collected through a variety of tracking technologies, including cookies, web beacons, embedded scripts, location-identifying technologies, file information and similar technology (collectively, “tracking technologies”).

We, and our third-party partners, use these tracking technologies to automatically collect usage and device information, such as

E. Your IP address, browser type, Internet service provider, platform type, device type, operating system, date and time stamp, a unique ID that allows us to uniquely identify your browser, mobile device or your account, and other such information.

F. We also collect information about the way you use our Sites, for example, the site from which you came and the site to which you are going when you leave our website, the pages you visit, the links you click, how frequently you access the Sites, whether you open emails or click the links contained in emails, whether you access the Sites from multiple devices, and other actions you take on the Sites.

G. When you access our Sites from a mobile device, we may collect unique identification numbers associated with your device or our mobile application (including, for example, a UDID, Unique ID for Advertisers (“IDFA”), Google AdID, or Windows Advertising ID), mobile carrier, device type, model and manufacturer, mobile device operating system brand and model, phone number, and depending on your mobile device settings, your geographical location data, including GPS coordinates (e.g., latitude and/or longitude) or similar information regarding the location of your mobile device, or we may be able to approximate a device’s location by analyzing other information, like an IP address.

H. We may collect analytics data, or use third-party analytics tools such as Google Analytics, to help us measure traffic and usage trends for the Sites and to understand more about our users by monitoring aggregate metrics such as total number of visitors, traffic, usage, and demographic patterns on our website. You can learn more about Google’s practices at, and view its currently available opt-out options at

I. We may also work with third party partners to employ technologies, including the application of statistical modeling tools, which permit us to recognize and contact you across multiple devices.

Do Not Track Signals: Although we do our best to honor the privacy preferences of our users, we are unable to respond to Do Not Track signals set by your browser or mobile application at this time.

Cookies and Flash Cookies: If you would prefer not to accept cookies, most browsers will allow you to: (i) change your browser settings to notify you when you receive a cookie, which lets you choose whether or not to accept it; (ii) disable existing cookies; or (iii) set your browser to automatically reject cookies.

Please note that not accepting cookies may negatively impact your experience using the Sites, as some features and services on our Sites may not work properly. Depending on your mobile device and operating system, you may not be able to delete or block all cookies and you may not be able to block non-cookie technologies and these browser settings that block cookies may have no effect on such techniques. You may also set your e-mail options to prevent the automatic downloading of images that may contain technologies that would allow us to know whether you have accessed our e-mail and performed certain functions with it.

We and our third party partners may also use cookies and tracking technologies for advertising purposes. For more information about tracking technologies, please see “Third Party Tracking and Online Advertising” below.

2. Our Use of Information

We may use your information, including your personal data, as follows:

A. To communicate with you. We will communicate with you about your account or employment opportunities for which you’ve applied, or for any other purposes in connection with the Sites. We also use your information to respond to comments, questions or requests for customer service. We may send you surveys and promotional communications. We may communicate with you by email, postal mail, telephone, or other means. For more information on your communications preferences, see “Control Over Your Information” below.

B. To monitor and improve our Sites. We use your information to operate, maintain, and provide to you the features and functionality of the Sites, including provide customer support, and other services to you related to the Sites; or diagnose or fix technology problems.

C. For marketing purposes. We may use your information to provide you with products or services that you request or in which you express interest; to improve, market or promote the Koffie’s products and services (including the Sites); to alert you to product upgrades, special offers, updated information and other new products and services offered by the Koffie, our Customers, and our third party partners. For more information on your choices about marketing communications, see “Your Choices and Control Over Your Information” below.

D. To protect the security and integrity of our business and comply with legal requirements and obligations. We may use information to protect our Koffie, our customers, and our websites. We may also use information in order to comply with laws, regulations, court orders, or other legal obligations or to assist in an investigation, to protect and defend our rights and property, or the rights or safety of third parties, to enforce our Terms of Use, this Privacy Policy, or agreements with third parties, to detect and prevent fraud or for crime-prevention purposes.

E. For analytics. We may also use your information to understand our visitors and customers, and tailor our product offerings. We analyze statistics and trends to make our websites and products better and to develop new services or features. We may also use your information to inform our machine learning algorithms to enhance and/or customize our Sites.

F. As otherwise permitted by law, or for any other purpose we may describe when you provide the information.

3. How We Share Or Disclose Your Information

Over Your Information” section below. We may share your personal information with:

A. Third parties at your request or with your consent. With your consent, we may share your information with potential Customers or Investors who may be interested in your portfolio, or with third parties to conduct research;

B. Service providers. Third-party vendors and other service providers to support the operations of our business and that perform services on our behalf, which may include identifying and serving targeted advertisements, providing web hosting, or providing analytic services;

C. Purchasers and third parties in connection with a business transaction. Other parties in connection with a Koffie transaction, such as a merger, sale of Koffie assets or shares, reorganization, financing, change of control or acquisition of all or a portion of our business by another Koffie or third party, or in the event of a bankruptcy or related or similar proceedings; and

D. Law enforcement, regulators and other parties for legal reasons. Third parties as required by law or subpoena or if we reasonably believe that such action is necessary to (a) comply with the law and the reasonable requests of law enforcement; (b) to enforce our Terms of Use [link] or to protect the security or integrity of our Sites; and/or (c) to exercise or protect the rights, property, or personal safety of Koffie, our visitors, or others.

We may also share information with others in an aggregated or otherwise anonymized form that does not reasonably identify you directly as an individual.

4. Control Over Your Information

Email communications preferences: From time to time, we may send you emails regarding updates to our Sites, products or services, notices about our organization, or information about products/services we offer. If you wish to unsubscribe from such emails, simply click the unsubscribe link provided in such communications. We make every effort to promptly process all unsubscribe requests. Note that you may not opt out of service-related communications (e.g., account verification, transactional communications, changes/updates to features of the Sites, technical and security notices).

A. Modifying or deleting your information: If you have any questions about reviewing, modifying, or deleting your information, you can contact us directly at We may not be able to modify or delete your information in all circumstances.

5. How We Store And Protect Your Information

A. Data storage and transfer: Your information collected through our Sites may be stored and processed in the United States or any other country in which Koffie or its parent, subsidiaries, affiliates, or service providers maintain facilities. If you are located in other regions with laws governing data collection and use that may differ from U.S. law, please note that we may transfer information, including personal information, to a country and jurisdiction that does not have the same data protection laws as your jurisdiction.

B. Data retention: We will retain your personal information only for as long as reasonably necessary to maintain the Sites, to meet legal and accounting obligations, and for the purposes described in this Privacy Policy. We may anonymize and/or aggregate personal information and store it in order to analyze aggregate metrics and trends.

C. Keeping your information safe: We care about the security of your information and employ physical, administrative, and technological safeguards designed to preserve the integrity and security of all information collected through our website. However, no security system is impenetrable and we cannot guarantee the security of our systems 100%. In the event that any information under our control is compromised as a result of a breach of security, we will take reasonable steps to investigate the situation and, where appropriate, notify those individuals whose information may have been compromised and take other steps, in accordance with any applicable laws and regulations.

6. Children’s Privacy

Koffie does not knowingly collect or solicit any information from anyone under the age of 13 on this Sites. In the event that we learn that we have inadvertently collected personal information from a child under age 13, we will delete that information as quickly as possible. If you believe that we might have any information from a child under 13, please contact us at

7. Links To Other Web Sites and Services

The Sites may contain links to and from third party websites of our business partners, advertisers, and social media sites and our users may post links to third party websites. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for their policies. We strongly recommend that you read their privacy policies and terms and conditions of use to understand how they collect, use, and share information. We are not responsible for the privacy practices or the content on the websites of third party sites.

8. How To Contact Us

If you have any questions about this Privacy Policy or the website, please contact us at

9. Changes To Our Privacy Policy

We may modify or update this Privacy Policy from time to time, so you should review this page periodically. If we change the policy in a material manner, for example if we seek to use personal information in a materially different way than we had previously, we will let you know and update the ‘last modified’ date at the top of this page. Continuing to use our Sites after we publish changes to this Privacy Policy means that you are consenting to the changes.